For Renters and Homebuyers

• Fair Housing Rights: Learn about your rights under the Fair Housing Act and how to file a complaint if you believe you have been discriminated against in your search for housing.
• Affordable Housing Options: Explore rental housing options and resources that may be available for low- to moderate-income households.
  • Visit Vacancy Clearinghouse Property Search.
  • Visit 2•1•1 Texas
• First-Time Homebuyers: Find general information and helpful links for those beginning the homebuying process.
• Down Payment Assistance: Learn about down payment assistance programs available in your area.
  • El Paso Housing Finance Corporation (HFC): HFC is dedicated to promoting local homeownership and housing opportunities.
  • Texas Department of Housing and Community Affairs (TDHCA): TDHCA Homebuyer Programs offer flexible down payment assistance and low-interest mortgage options for first-time homebuyers. Programs such as My First Texas Home, My Choice Texas Home, and the Texas Mortgage Credit Certificate are designed to help buyers achieve homeownership.
  • Texas State Affordable Housing Corporation (TSAHC): TSAHC provides 30-year fixed-rate mortgage loans, down payment assistance grants, and mortgage credit certificates. Two of their most popular programs are the Homes for Texas Heroes Home Loan Program and the Home Sweet Texas Housing Loan Program.
• HOME: The Housing Authority of El Paso provides affordable housing opportunities that support safe, decent, and stable living for low- and moderate-income families.
• Veteran & Military Affairs: The Division of Veteran and Military Affairs serves as a liaison between the City of El Paso, Fort Bliss, and other federal, state, and local military organizations, providing guidance, coordination, and support on regional military and veteran-related issues.
• Texas Rio Grande Legal Aid (TRLA): TRLA attorneys specialize in more than 45 practice areas, including family, employment, foreclosure, bankruptcy, subsidized housing, farmworker, civil rights, and environmental law.
• Housing Counseling: HUD’s approved housing counseling program empowers families to obtain, sustain, and retain safe and stable housing.
  • Project Bravo
    (915) 562-4100 Ext. 119, 120, 130
    Project Bravo
  • GECU Community Development
    (915) 774-2160
    GECU Community Development

For Developers and Non-Profit Partners

• Affordable Housing Development: Access information about how to participate in affordable rental housing development, including relevant city policies, zoning tools, and funding opportunities when available. Visit Forms & Notices and join our Mailing List.
   
• Low-Income Housing Tax Credit (LIHTC) Projects: Learn how the City evaluates and supports LIHTC proposals that align with regional housing priorities.

 More Resources

• Tenant and Landlord Resources: Understand your rights and responsibilities and find connections to local organizations offering assistance.
  • Texas Attorney General – Renter’s Rights: Explains basic tenant protections (habitability, privacy, notice before entry).
  • Texas Landlord‑Tenant Law Guides: The Texas State Law Library has free guides on landlord‑tenant law, including eviction procedures, deposits, and maintenance responsibilities.
     
• Housing Reports and Plans: Review the City’s housing strategies, including the Regional Housing Plan and other policy documents guiding affordable housing development.
  • Elev8 El Paso: Elevate El Paso is a space to share the plans and projects shaping our city’s future, while honoring the unique spirit of each of our eight districts.
  • Strategic Planning: The Strategic Plan guides our service delivery by setting goals, strategies, and key objectives while aligning operations and resources.

Contact

(915) 212-0139
[email protected]
CITY 3 - 801 Texas, 3rd Floor

Hours of Operation:
Monday – Friday, 8:00 a.m. – 5:00 p.m