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8/19/2010 Vol. , Issue 9 Contact Us


The Neighborhood Stabilization Program (NSP) allows the City of El Paso to purchase and rehabilitate foreclosed or abandoned properties, redevelop demolished or vacant properties, and demolish blighted structures.

The City of El Paso will purchase tax foreclosed and mortgage foreclosed properties in the areas determined to be of greatest need, including the Lower Dyer Neighborhood Revitalization Strategy Area, The Chamizal Neighborhood Revitalization Strategy Area, Segundo Barrio Neighborhood Revitalization Area, East El Paso, and Ysleta Neighborhood. If necessary, structures on these properties will be rehabilitated or demolished and redeveloped according to International Building Code (IBC) Standards. These properties/structures will be used for activities that will provide housing to income-qualified individuals/families at a discount.  Qualified individuals/families must be at or below 120% of Area Median Income (AMI) as defined by HUD.


Household Size









120% of AMI









50% of AMI










The City of El Paso will purchase homes under the NSP, conduct inspections of the homes, and make any needed repairs to the home. All homes are move-in ready and up to City code before it is sold to an applicant. The homebuyer will not have to worry about making any necessary repairs after moving into the home since the repairs will already be completed before the home is sold to a qualified NSP household.

NSP applicants purchase the home and receive special financing. There is down payment, closing cost assistance, and/or second mortgage financing at 0% interest that is available to qualified applicants. For very low income households (50% AMI and below), there is also first mortgage financing at 0% interest available.

Applicants must complete a homebuyer education course through the YWCA CCS (577-2530) or El Paso Affordable Housing (838-9608) to start the application process.  After completion of the homebuyer education course, applicants should submit an application for NSP assistance to the City of El Paso Community and Human Development Department.

Interested individuals can see the NSP website for a full list of program requirements and pictures of homes available for purchase at  Interested individuals who do not have internet access may call the Department of Community and Human Development at 541-4247 between the hours of 7:30 a.m. – 12:30 p.m.